Assurant Health AccessSM plans
Having Access PaysSM with Assurant Health Access, a fixed-benefit plan that pays a set cash amount for both common and unexpected medical services.
With Assurant Health Access, you choose whether you want to receive the cash benefits directly or take advantage of network discounts by having the plan pay your health care providers.
Assurant Health Access compared to other insurance plans
Because Assurant Health Access is a fixed-benefit plan, the premiums are affordable. Assurant Health Access benefits start right away,¹ with no deductible or copays.
Assurant Health Access benefits
With Assurant Health Access, you receive benefits for a wide range of treatments, including unexpected sicknesses and injuries (inpatient hospital care, surgery, anesthesia, ground and air ambulance, emergency care and more), preventive care and everyday needs (prescription drugs, office visits, immunizations, allergy shots, radiology and more).
Additional features
In addition to network discounts and cash benefits to help you pay for medical care, Assurant Health Access policyholders receive
- prescription drug discounts through Medco®
- access to independent Patient Care advocates who can compare doctor and hospital prices
- help negotiating reductions and payment plans on outstanding medical bills from Health Payment Advocates
- dedicated customer support
- discounts on vision, chiropractic, alternative care, vitamins and more through the plan's additional discount card
Request a quote for an Assurant Health Access plan >>
¹Benefits for charges related to pre-existing conditions will be paid after you have been insured for 12 months.

John Alden Life Insurance Company